Visa is developing infrastructure to enable payments initiated by AI agents, signaling a move toward “agentic commerce,” where transactions occur without direct human involvement. Through its “Agentic Ready” program, the company supports banks and partners in preparing for secure and scalable AI-driven payments, initially focusing on Europe.

These systems allow AI to make purchases independently within predefined limits while users retain overall control. Visa is also working on industry standards, authentication methods, and fraud prevention measures to build trust in automated transactions. This initiative strengthens Visa’s competitive position in the rapidly evolving digital payments landscape.